IN A BID to provide immediate financial relief to members and pensioners affected by Severe Tropical Storm Crising and the enhanced southwest monsoon (habagat), the Government Service Insurance System (GSIS) has opened its emergency loan facility in four calamity-declared areas in Metro Manila and Luzon, namely in Quezon City, Cavite, Umingan, Pangasinan, and Calumpit, Bulacan.
GSIS officer-in-charge Juliet Bautista announced that eligible members and pensioners in the named areas may now apply for the emergency loan.
The availment period runs until August 23, 2025 for Umingan, Pangasinan and Calumpit, Bulacan and until October 23, 2025 for Cavite and Quezon City.
Bautista enthused that “th(e) emergency loan is one way (GSIS) can quickly respond to the needs of (its) members and pensioners affected by the recent calamities.”
“As more local government units (LGUs) submit their official declarations, (we) expect the list of covered areas to increase in the coming days. This will help ensure that more members and pensioners in similarly affected locations can access emergency financial assistance,” she added.
Under the agency’s loan guidelines, qualified members with existing emergency loans may borrow up to ₱40,000, while first-time borrowers may avail up to ₱20,000. The loan is payable in three years, with a low 6 percent annual interest and no processing fee.
GUIDELINES
Under the agency’s loan guidelines, qualified members with existing emergency loans may borrow up to ₱40,000, while first-time borrowers may avail up to ₱20,000. The loan is payable in three years, with a low 6 percent annual interest and no processing fee.
“To qualify, active members must be working or residing in the declared calamity area, be in active service and not on unpaid leave, have no pending administrative or legal case, and have paid at least six monthly premiums. They must also have a net take-home pay of at least ₱5,000.
Old-age and disability pensioners may also apply, provided their net monthly pension after loan amortization is at least 25 percent of their gross pension,” Bautista clarified.
Members and pensioners are encouraged to apply through the GSIS Touch mobile app for faster and more convenient processing. For those not yet registered in the app, they may apply through any GWAPS kiosk located in GSIS branches, select government offices, or over the counter.For more information and updates on the areas covered by the GSIS Emergency Loan, visit www.gsis.gov.ph, follow GSIS on Facebook, TikTok, YouTube, and Instagram; email gsiscares@gsis.gov.ph, or call the GSIS Contact Center.